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    <title>FeeCalc Tools</title>
    <link>https://payment-fee-calculators.hammadiqbal117.workers.dev/</link>
    <description>Calculate Stripe, PayPal, Square, Venmo, Cash App, Patreon, Ko-fi, Gumroad, Shopify Payments and Wise fees. Forward and reverse calculators with dated fee schedules.</description>
    
    <item>
      <title>How to Price After Payment Fees</title>
      <link>https://payment-fee-calculators.hammadiqbal117.workers.dev/guides/how-to-price-after-fees/</link>
      <pubDate>Sat, 24 Oct 2026 00:00:00 GMT</pubDate>
      <description>Reverse the fee formula so invoices still net what you need after Stripe, PayPal, Square, or creator fees—including how much to charge to receive $100.</description>
    </item>
    <item>
      <title>Stripe vs PayPal Fees in 2026</title>
      <link>https://payment-fee-calculators.hammadiqbal117.workers.dev/guides/stripe-vs-paypal-fees/</link>
      <pubDate>Sat, 24 Oct 2026 00:00:00 GMT</pubDate>
      <description>Compare typical US online Stripe (2.9%+$0.30), PayPal G&amp;S (2.99%), and PayPal Checkout (3.49%+$0.49) fees, $100 examples, FX notes, and when each wins.</description>
    </item>
    <item>
      <title>Patreon vs Ko-fi vs Buy Me a Coffee</title>
      <link>https://payment-fee-calculators.hammadiqbal117.workers.dev/guides/patreon-vs-kofi-vs-bmac/</link>
      <pubDate>Sat, 24 Oct 2026 00:00:00 GMT</pubDate>
      <description>Compare creator platform commissions and processing estimates for Patreon, Ko-fi, and Buy Me a Coffee—with worked pledge math and when each platform wins.</description>
    </item>
    <item>
      <title>Hidden Payment Fees Freelancers Miss (2026)</title>
      <link>https://payment-fee-calculators.hammadiqbal117.workers.dev/guides/hidden-payment-fees/</link>
      <pubDate>Sat, 24 Oct 2026 00:00:00 GMT</pubDate>
      <description>Beyond the headline percent: instant payouts, FX, chargebacks, platform commissions, and fixed per-transaction fees that quietly erase freelancer margins.</description>
    </item>
    <item>
      <title>Venmo vs Cash App vs Zelle fees</title>
      <link>https://payment-fee-calculators.hammadiqbal117.workers.dev/guides/venmo-vs-cash-app-vs-zelle/</link>
      <pubDate>Sat, 24 Oct 2026 00:00:00 GMT</pubDate>
      <description>Compare Venmo Business, Cash App Business, and Zelle fees for freelancers—including instant transfer costs, $100 examples, and when each P2P rail makes sense.</description>
    </item>
    <item>
      <title>Square vs Stripe vs Shopify Payments</title>
      <link>https://payment-fee-calculators.hammadiqbal117.workers.dev/guides/square-vs-stripe-vs-shopify/</link>
      <pubDate>Sat, 24 Oct 2026 00:00:00 GMT</pubDate>
      <description>Compare Square, Stripe, and Shopify Payments US online and in-person rates—with $100 examples, plan tiers, and guidance on when each commerce stack wins.</description>
    </item>
    <item>
      <title>Gumroad vs Ko-fi Fees (2026): $20 Sale Keep</title>
      <link>https://payment-fee-calculators.hammadiqbal117.workers.dev/guides/gumroad-vs-kofi-fees/</link>
      <pubDate>Sat, 24 Oct 2026 00:00:00 GMT</pubDate>
      <description>Compare Gumroad’s blended direct fees with Ko-fi free and Gold processing estimates—worked $100 examples, break-evens, and when each creator checkout wins.</description>
    </item>
    <item>
      <title>Wise vs PayPal International Fees (2026)</title>
      <link>https://payment-fee-calculators.hammadiqbal117.workers.dev/guides/wise-vs-paypal-international/</link>
      <pubDate>Sat, 24 Oct 2026 00:00:00 GMT</pubDate>
      <description>Compare Wise corridor fee estimates with PayPal international pricing for cross-border payouts—worked examples, FX pitfalls, and when each option wins.</description>
    </item>
    <item>
      <title>Passing Card Fees to Customers (2026 Rules)</title>
      <link>https://payment-fee-calculators.hammadiqbal117.workers.dev/guides/passing-fees-to-customers/</link>
      <pubDate>Sat, 24 Oct 2026 00:00:00 GMT</pubDate>
      <description>How to build processor fees into prices or surcharges where rules allow—with Stripe and PayPal reverse math, compliance cautions, and customer-friendly framing.</description>
    </item>
    <item>
      <title>PayPal Goods &amp; Services Fee (2.99%) vs F&amp;F</title>
      <link>https://payment-fee-calculators.hammadiqbal117.workers.dev/guides/paypal-goods-services-vs-friends-family/</link>
      <pubDate>Sat, 24 Oct 2026 00:00:00 GMT</pubDate>
      <description>PayPal Goods &amp; Services (2.99% US) vs Friends &amp; Family $0: protections, risks, and when each payment type is appropriate.</description>
    </item>
    <item>
      <title>Chargeback Fees by Processor (2026 Guide)</title>
      <link>https://payment-fee-calculators.hammadiqbal117.workers.dev/guides/chargeback-fees-by-processor/</link>
      <pubDate>Sat, 24 Oct 2026 00:00:00 GMT</pubDate>
      <description>How chargebacks and disputes affect Stripe, PayPal, and Square sellers—why dollar fees vary, how to budget reserves, and where to verify official dispute costs.</description>
    </item>
    <item>
      <title>Stripe Fee Calculator</title>
      <link>https://payment-fee-calculators.hammadiqbal117.workers.dev/tools/stripe-fee-calculator/</link>
      <pubDate>Mon, 19 Oct 2026 00:00:00 GMT</pubDate>
      <description>Free Stripe fee calculator: see the 2.9% + 30¢ fee and your net payout, or work backward to the price to charge. Covers US, UK, EU, Connect and Invoicing.</description>
    </item>
    <item>
      <title>PayPal Fee Calculator</title>
      <link>https://payment-fee-calculators.hammadiqbal117.workers.dev/tools/paypal-fee-calculator/</link>
      <pubDate>Mon, 19 Oct 2026 00:00:00 GMT</pubDate>
      <description>Calculate PayPal Goods &amp; Services, Friends &amp; Family and international fees. See what you keep, or find how much to invoice to receive an exact amount.</description>
    </item>
    <item>
      <title>Square Fee Calculator</title>
      <link>https://payment-fee-calculators.hammadiqbal117.workers.dev/tools/square-fee-calculator/</link>
      <pubDate>Mon, 19 Oct 2026 00:00:00 GMT</pubDate>
      <description>Calculate Square payment fees for online, in-person, keyed entry, UK and Australia. Forward fee math and reverse pricing to receive a target net amount.</description>
    </item>
    <item>
      <title>Venmo Fee Calculator: Business, G&amp;S &amp; Instant</title>
      <link>https://payment-fee-calculators.hammadiqbal117.workers.dev/tools/venmo-fee-calculator/</link>
      <pubDate>Mon, 19 Oct 2026 00:00:00 GMT</pubDate>
      <description>Estimate Venmo Business Profile and Goods &amp; Services fees, plus instant transfer costs. Free forward and reverse fee calculator for sellers.</description>
    </item>
    <item>
      <title>Cash App Business Fee Calculator</title>
      <link>https://payment-fee-calculators.hammadiqbal117.workers.dev/tools/cash-app-fee-calculator/</link>
      <pubDate>Mon, 19 Oct 2026 00:00:00 GMT</pubDate>
      <description>Calculate Cash App for Business card fees and instant deposit costs. See what you keep and how much to charge to receive a target amount.</description>
    </item>
    <item>
      <title>Does Zelle Charge Fees?</title>
      <link>https://payment-fee-calculators.hammadiqbal117.workers.dev/tools/zelle-fee-calculator/</link>
      <pubDate>Mon, 19 Oct 2026 00:00:00 GMT</pubDate>
      <description>Zelle is usually free through your bank. See when fees can apply, typical send limits, and how Zelle compares with Venmo and Cash App on the same payment.</description>
    </item>
    <item>
      <title>Patreon Fee Calculator</title>
      <link>https://payment-fee-calculators.hammadiqbal117.workers.dev/tools/patreon-fee-calculator/</link>
      <pubDate>Mon, 19 Oct 2026 00:00:00 GMT</pubDate>
      <description>Estimate Patreon new-creator 10% and legacy Founders/Pro/Pro+Merch fees. See what you keep from pledges or reverse-price a target net.</description>
    </item>
    <item>
      <title>Ko-fi Fee Calculator</title>
      <link>https://payment-fee-calculators.hammadiqbal117.workers.dev/tools/kofi-fee-calculator/</link>
      <pubDate>Mon, 19 Oct 2026 00:00:00 GMT</pubDate>
      <description>Calculate Ko-fi free plan and Gold fees on donations and shop sales. See payout timing notes, forward and reverse net math, and dated schedule sources.</description>
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