P2P & Instant Pay Fee Calculators
Peer-to-peer apps are often free for personal transfers, but business profiles add percent fees. On $100, Venmo Business is about $2.00, Cash App Business about $2.75, and Zelle is usually $0 at participating banks. Wise uses transparent FX fees by corridor — confirm a live quote.
Venmo Fee Calculator: Business, G&S & Instant
Estimate Venmo Business Profile and Goods & Services fees, plus instant transfer costs. Free forward and reverse fee calculator for sellers.
Cash App Business Fee Calculator
Calculate Cash App for Business card fees and instant deposit costs. See what you keep and how much to charge to receive a target amount.
Does Zelle Charge Fees?
Zelle is usually free through your bank. See when fees can apply, typical send limits, and how Zelle compares with Venmo and Cash App on the same payment.
Wise Transfer Fee Calculator
Estimate Wise transfer fees for common corridors (USD/GBP/EUR/AUD). Mid-market FX style fee model with reverse amount helpers — verify live quotes.
$100 business / transfer snapshot
| App | Default schedule | Fee on $100 | Tool |
|---|---|---|---|
| Venmo | Venmo Business Profile: 1.90% + 0.10 | $2.00 | Open |
| Cash App | Cash App for Business: 2.60% + 0.15 | $2.75 | Open |
| Zelle | Standard Zelle (most banks): 0.00% | $0.00 | Open |
| Wise | USD → GBP (estimate, unverified): 0.43% + 0.50 | $0.93 | Open |
Business profiles vs personal transfers
Personal peer-to-peer sends are often free when funded from balance or bank, but selling goods or services usually requires a business profile or Goods & Services marking — and that is where percent fees appear. Venmo Business lists about 1.9% + $0.10; Cash App Business lists 2.6% + $0.15; Zelle remains $0 at most participating banks while your bank may still set send limits. Instant transfers/deposits are a second fee on money you already received.
Wise is a money-transfer product, not a card checkout. Corridor fees and FX are quoted live; our calculator rows are planning estimates marked unverified until you confirm a quote. For international client payouts, compare Wise against PayPal’s commercial + FX path using the guide below, then verify both providers before you send four-figure amounts.