Creator Platform Fee Calculators
Creator platforms take a platform commission on top of card processing. New Patreon pages land near 12.9% + $0.30 blended; Ko-fi Free takes 0% on one-time tips (processing separate); Gumroad direct sales blend near 12.9% + $0.80. Pick a calculator, then read the comparison guides.
Patreon Fee Calculator
Estimate Patreon new-creator 10% and legacy Founders/Pro/Pro+Merch fees. See what you keep from pledges or reverse-price a target net.
Ko-fi Fee Calculator
Calculate Ko-fi free plan and Gold fees on donations and shop sales. See payout timing notes, forward and reverse net math, and dated schedule sources.
Buy Me a Coffee Fee Calculator
Estimate Buy Me a Coffee platform and processing fees on tips and memberships. See net earnings, chargeback notes, and reverse pricing in seconds.
Gumroad Fee Calculator
Calculate Gumroad direct sales fees (platform + processing estimate). Find net payout and the price to set to receive a target amount after fees.
Default blend on $100
| Platform | Default schedule | Est. fee on $100 | Tool |
|---|---|---|---|
| Patreon | New creators (10% platform + processing est.) (12.90% + 0.30) | $13.20 | Calculate |
| Ko-fi | Free plan – one-time tips (with Stripe est.) (2.90% + 0.30) | $3.20 | Calculate |
| Buy Me a Coffee | Standard (platform + Stripe + payout est.) (8.40% + 0.30) | $8.70 | Calculate |
| Gumroad | Direct sales (10% + $0.50 + processing est.) (12.90% + 0.80) | $13.70 | Calculate |
Platform fee vs processing fee
Creator tools often show a platform commission (Patreon plan percent, Ko-fi 0–5% service fee, Buy Me a Coffee ~5%, Gumroad 10% + $0.50 direct) separately from card processing. Our default calculator rows blend both when the public page does not publish a single all-in number, and label those rows as estimates. Always read the schedule notes on each tool and confirm payout timing — some platforms pay out on their own calendar even when the percent looks simple.
Tip-sized payments ($5–$50) feel platform fees more than large digital-product checkouts because fixed processing amounts are a bigger share of the tip. Use the $50 fee example for tip math and the Gumroad vs Ko-fi guide when you sell downloads instead of memberships.