Gumroad Fee Calculator
Gumroad’s direct sales fee is commonly 10% + $0.50 plus card processing. A blended estimate of ~12.9% + $0.80 on $100 means roughly $13.70 in total fees and about $86.30 net. Discover marketplace sales are 30%. Use platform-only mode if you want to isolate Gumroad’s cut.
Not financial advice. These calculators use published fee schedules with last-verified dates. Providers change rates and apply custom pricing — confirm on the official provider site before setting prices or filing taxes. This site is not affiliated with Stripe, PayPal, Square, Venmo, Cash App, Zelle, Patreon, Ko-fi, Buy Me a Coffee, Gumroad, Shopify, or Wise.
Gumroad direct sales and Discover marketplace fees.
Key takeaways
- Default schedule (Direct sales (10% + $0.50 + processing est.)): 12.90% + 0.80 USD
- On $100.00 charged: fee $13.70, net $86.30
- To receive $100.00: charge about $115.73
How to use this Gumroad fee calculator
- Choose direct sales (with processing estimate), platform-only, or Discover.
- Run forward or reverse calculations for product pricing.
- Verify on Gumroad pricing before publishing.
How it’s calculated
Blended fee = price × percent + fixed. Reverse list price = (net + fixed) ÷ (1 − percent).
Worked check on the default schedule: charge $100.00 → fee $13.70 → net $86.30. Reverse: to keep $100.00, charge about $115.73.
Worked example: $29 digital download
At 12.9% + $0.80: fee ≈ 29 × 0.129 + 0.80 = $4.54; net ≈ $24.46.
Gumroad fee schedules we track
| Schedule | Percent | Fixed | Currency | Last verified | Source |
|---|---|---|---|---|---|
| Direct sales (10% + $0.50 + processing est.) 10% + $0.50 Gumroad fee plus approximate card processing (~2.9% + $0.30). | 12.90% | 0.80 USD | USD | Official page | |
| Gumroad platform fee only Platform fee without card processing — useful if comparing platform cut alone. | 10.00% | 0.50 USD | USD | Official page | |
| Gumroad Discover marketplace Sales via Discover marketplace: 30% (Merchant of Record style). Confirm on Gumroad pricing. | 30.00% | 0.00 USD | USD | Official page |
Each row’s source link is the official page I checked on the date shown (RealFeeCalc-style “checked on pricing page” verification).
Tips for pricing with Gumroad
- Higher price points amortize the fixed portion of fees.
- Compare Gumroad with Stripe Checkout + your own storefront for volume products.
Common mistakes
- Forgetting sales tax collection obligations (separate from Gumroad fees).
- Comparing Gumroad percent to Stripe percent without including Gumroad’s fixed fee.
Gumroad vs rolling your own checkout
Gumroad’s direct sales fee bundles discovery, hosting, and payouts with a higher take rate than raw Stripe. The trade is time saved on tax forms, product pages, and affiliate tooling. Compare Gumroad’s blended schedule with Stripe at the same list price — if the gap is small at your price point, Gumroad may still win on speed; if the gap is large at volume, consider a Stripe-powered storefront.
FAQ
How much does Gumroad take?
Direct sales commonly cost 10% + $0.50 plus processing. This tool’s default blends an estimate of processing for take-home math.
How do I price a product to receive $50 net on Gumroad?
Use reverse mode with the direct-sales schedule; then confirm against Gumroad’s live fee docs.
Embed this calculator
Copy the snippet below into your site. Please keep the attribution link so readers can open the full tool and sources.
Compare with…
Learn more
Related tools
Formula
Blended fee = price × percent + fixed. Reverse list price = (net + fixed) ÷ (1 − percent).
Sources
- Gumroad — Gumroad Discover marketplace . Used for: 30.00% + 0.00 USD. Checked .
Estimates only; published rates change and custom pricing may differ. Not financial advice. Not affiliated with Stripe, PayPal, Square, Venmo, Cash App, Zelle, Patreon, Ko-fi, Buy Me a Coffee, Gumroad, Shopify, or Wise. Found an error? Tell me.
Calculator version 1.0 · fee data 2026.11.07 · Fee changelog