Home / Fee changelog Payment fee changelog
Every calculator on this site reads from one fee data file (version 2026.11.07, updated 2026-11-07). This page lists material rate corrections and the current schedule snapshot.
41 of 57 rates are marked verified against official pricing pages.
Recent changes 2026-11-07 Re-verified published list rates against official pricing pages. Replaced incorrect PayPal India “domestic approximate” (2.3%, unverified) with official India international receiving rate (4.40% + ₹3.00). Fixed Stripe EU source URL (en-eu 404 → en-de) and Zelle FAQ URL. Refreshed lastVerified stamps. Wise corridors remain unverified (JS-rendered quotes).
paypal-in — percent
: 2.30% + ₹0 (unverified India domestic approximate) → 4.40% + ₹3.00 (India international receiving — domestic not offered)
(
source
)
paypal-in — renamed
: India domestic (approximate) → India international receiving
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source
)
stripe-eu — notes
: source https://stripe.com/en-eu/pricing (404) → source https://stripe.com/en-de/pricing (1.5% + €0.25 standard EEA)
(
source
)
zelle-standard — notes
: zellepay.com FAQ URL intermittently failing → source https://www.zelle.com/faq/are-there-any-fees-send-money-using-zelle
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source
)
2026-10-24 Corrected stale schedules against official pricing pages (PayPal G&S vs Checkout, Stripe intl/AU, Square Free/online/UK/AU, Patreon 10% plan, Ko-fi tip fees, BMAC blended, Cash App Business, Venmo G&S, Shopify Grow rename). Wise left unverified (JS-rendered).
paypal-us-gs — percent
: 3.49% + $0.49 (mislabelled Checkout) → 2.99% + $0.00 (Send/Receive Money G&S)
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source
)
paypal-us-checkout — added
: 3.49% + $0.49 PayPal Checkout
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source
)
paypal-uk — percent
: 2.99% + £0.30 → 2.9% + £0.30
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source
)
paypal-au — percent
: 2.60% + A$0.30 → 2.90% + A$0.30
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source
)
stripe-us-intl — percent
: 3.9% + $0.30 → 4.4% + $0.30 (2.9% + 1.5% intl)
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source
)
stripe-au — percent
: 1.75% + A$0.30 → 1.65% + A$0.30
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source
)
square-us-online — percent
: 2.9% + $0.30 → 3.3% + $0.30 (Free plan online/invoice)
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source
)
square-us-inperson — fixed
: 2.6% + $0.10 → 2.6% + $0.15
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source
)
square-uk — percent
: 2.5% + £0.25 → 1.4% + £0.25 (UK cards online)
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source
)
square-au — fixed
: 2.2% + A$0.30 → 2.2% + A$0.00
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source
)
venmo-gs — fixed
: 2.99% + $0.49 → 2.99% + $0.00
(
source
)
cashapp-business — percent
: 2.75% + $0.00 → 2.6% + $0.15
(
source
)
shopify-grow — renamed
: Shopify plan → Grow plan
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source
)
patreon-standard — added
: 10% platform + processing blended (~12.9% + $0.30)
(
source
)
kofi-free-tips — percent
: 5% platform on donations → 0% platform on one-time tips (Free plan)
(
source
)
bmac-standard — percent
: 5% + $0.30 understated blend → ~8.4% + $0.30 (5% + Stripe 2.9% + $0.30 + 0.5% payout)
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source
)
wise-usd-gbp — notes
: Flagged unverified — Wise pricing page is JS-rendered
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source
)
2026-10-19 Initial public fee data version published.
Current schedules
Generated from src/data/fees.ts. See also methodology and the weekly GitHub Action rate watcher.
Stripe rates in fee data 2026.11.07 Schedule Rate Status Verified Source US domestic cards 2.9% + $0.30 verified 2026-11-07
Official
UK domestic cards 1.5% + £0.20 verified 2026-11-07
Official
Canada domestic cards 2.9% + C$0.30 verified 2026-11-07
Official
Australia domestic cards 1.65% + A$0.30 verified 2026-11-07
Official
Australia international cards 3.5% + A$0.30 verified 2026-11-07
Official
EU/EEA standard European cards 1.5% + €0.25 verified 2026-11-07
Official
US + international card 4.4% + $0.30 verified 2026-11-07
Official
US + currency conversion 3.9% + $0.30 verified 2026-11-07
Official
US + international card + FX 5.4% + $0.30 verified 2026-11-07
Official
US + manually entered card 3.4% + $0.30 verified 2026-11-07
Official
Stripe Connect (platform + standard) 2.9% + $0.30 verified 2026-11-07
Official
Stripe Invoicing (cards) 2.9% + $0.30 verified 2026-11-07
Official
PayPal rates in fee data 2026.11.07 Schedule Rate Status Verified Source US Goods & Services (Send/Receive Money) 2.99% verified 2026-11-07
Official
US PayPal Checkout 3.49% + $0.49 verified 2026-11-07
Official
US standard credit & debit cards 2.99% + $0.49 verified 2026-11-07
Official
US Friends & Family (balance/bank) 0% verified 2026-11-07
Official
US Checkout + international 4.99% + $0.49 verified 2026-11-07
Official
UK domestic commercial 2.9% + £0.30 verified 2026-11-07
Official
Australia domestic commercial 2.9% + A$0.30 verified 2026-11-07
Official
India international receiving 4.4% + ₹3.00 verified 2026-11-07
Official
US micropayments 4.99% + $0.09 verified 2026-11-07
Official
Square rates in fee data 2026.11.07 Schedule Rate Status Verified Source US Free plan – online / invoice 3.3% + $0.30 verified 2026-11-07
Official
US Plus/API – online 2.9% + $0.30 verified 2026-11-07
Official
US in-person tap/chip/swipe 2.6% + $0.15 verified 2026-11-07
Official
US manually keyed 3.5% + $0.15 verified 2026-11-07
Official
UK cards online 1.4% + £0.25 verified 2026-11-07
Official
UK non-UK cards online 2.5% + £0.25 verified 2026-11-07
Official
Australia online / card-not-present 2.2% verified 2026-11-07
Official
Venmo rates in fee data 2026.11.07 Schedule Rate Status Verified Source Venmo Business Profile 1.9% + $0.10 verified 2026-11-07
Official
Goods & Services (personal) 2.99% verified 2026-11-07
Official
Instant transfer to debit/bank 1.75% verified 2026-11-07
Official
Cash App rates in fee data 2026.11.07 Schedule Rate Status Verified Source Cash App for Business 2.6% + $0.15 verified 2026-11-07
Official
Instant deposit (mid-range est.) 1.5% estimated 2026-11-07
Official
Zelle rates in fee data 2026.11.07 Schedule Rate Status Verified Source Standard Zelle (most banks) 0% verified 2026-11-07
Official
Patreon rates in fee data 2026.11.07 Schedule Rate Status Verified Source New creators (10% platform + processing est.) 12.9% + $0.30 estimated 2026-11-07
Official
Legacy Founders (5% + processing est.) 7.9% + $0.30 estimated 2026-11-07
Official
Legacy Pro (8% + processing est.) 10.9% + $0.30 estimated 2026-11-07
Official
Legacy Pro + Merch (11% + processing est.) 13.9% + $0.30 estimated 2026-11-07
Official
Ko-fi rates in fee data 2026.11.07 Schedule Rate Status Verified Source Free plan – one-time tips (platform only) 0% verified 2026-11-07
Official
Free plan – one-time tips (with Stripe est.) 2.9% + $0.30 estimated 2026-11-07
Official
Standard mode – tips (platform + processing est.) 7.9% + $0.30 estimated 2026-11-07
Official
Ko-fi Gold – tips (processing est.) 2.9% + $0.30 estimated 2026-11-07
Official
Shop / memberships / commissions (free plan est.) 7.9% + $0.30 estimated 2026-11-07
Official
Buy Me a Coffee rates in fee data 2026.11.07 Schedule Rate Status Verified Source Standard (platform + Stripe + payout est.) 8.4% + $0.30 estimated 2026-11-07
Official
Memberships (platform + Stripe + sub + payout est.) 8.9% + $0.30 estimated 2026-11-07
Official
Gumroad rates in fee data 2026.11.07 Schedule Rate Status Verified Source Direct sales (10% + $0.50 + processing est.) 12.9% + $0.80 estimated 2026-11-07
Official
Gumroad platform fee only 10% + $0.50 verified 2026-11-07
Official
Gumroad Discover marketplace 30% verified 2026-11-07
Official
Shopify Payments rates in fee data 2026.11.07 Schedule Rate Status Verified Source Basic plan – online 2.9% + $0.30 verified 2026-11-07
Official
Grow plan – online 2.7% + $0.30 verified 2026-11-07
Official
Advanced plan – online 2.5% + $0.30 verified 2026-11-07
Official
Plus plan – online 2.25% + $0.30 verified 2026-11-07
Official
Third-party gateway fee (Basic) 2% verified 2026-11-07
Official
Wise rates in fee data 2026.11.07 Schedule Rate Status Verified Source USD → GBP (estimate, unverified) 0.43% + $0.50 unverified 2026-11-07
Official
USD → EUR (estimate, unverified) 0.41% + $0.50 unverified 2026-11-07
Official
GBP → USD (estimate, unverified) 0.37% + £0.40 unverified 2026-11-07
Official
AUD → USD (estimate, unverified) 0.45% + A$0.70 unverified 2026-11-07
Official
Unverified rates
These schedules could not be confirmed automatically (for example JS-rendered pages) and
remain flagged until a manual check:
wise-usd-gbp — USD → GBP (estimate, unverified) (0.43% + $0.50) ·
source
wise-usd-eur — USD → EUR (estimate, unverified) (0.41% + $0.50) ·
source
wise-gbp-usd — GBP → USD (estimate, unverified) (0.37% + £0.40) ·
source
wise-aud-usd — AUD → USD (estimate, unverified) (0.45% + A$0.70) ·
source